ANALISIS ASPEK SHARIA COMPLIANCE DARI PEMBIAYAAN TAKE OVER PADA PERBANKAN SYARIAH

  • Iskandar Iskandar Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe
  • Ilva Andira Alumni Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe
Keywords: Take Over Financing, Sharia Compliance

Abstract

This is rechecked by BI Checking trade checking andreassessment of guarantee application about take over of islamic baking. Then he submit a financing proposals to the FC. Which is given to financing committee, the next step is making a card counteracts and fund disbursement then the bank. Settle the client’s debt from the previous bank .in conducting its business The Bank and Brand Banda Aceh must comply with the principles of Sharia or Compliance Sharia. In conducting this take-over financing, Islamic Banks can use several contracts stipulated by fatwa No. 31/DSN-MUI/IV/2001 about Debt Transfer. Regarding aspectsof sharia complianceon take-over financing at PT. Islamic banking Brand Banda Aceh is really guarded by the bank, except, the initial financing is KPR financing because it is difficult to know that the building that is standing is being renovated or building from the beginning and if the funds provided for business capital financing are clear the financing is from the turnover of goods which can be seen directly from the store.

Keywords: Take Over Financing, Sharia Compliance

References

Ade Pangeran Anom, 2014, Pelaksanaan Pengalihan Hutang (Take Over) di PT. Bank BRI Syariah Kantor Cabang Yogyakarta, Tesis, Program PascaSarjana Universitas Gadjah Mada Yogyakarta.

Bambang Rianto Rustam, 2013, Manajemen Risiko Perbankan Syariah di Indonesia, Jakarta: Salemba Empat, 414.

Farida Sutarsi, 2008, Desain Akad Pembiayaan Take Over KPR Syariah di Bank Muamalat Indonesia, Skripsi, Fakultas Syariah dan Hukum UIN Hidayatullah Jakarta.

M. Koni Rumaini Aziz, 2011, Analisa Perjanjian Take Over di Bank DKI Syariah, Skripsi, Fakultas Syariah dan Hukum Universitas Negeri Syarif Hidayatullah, Jakarta.

Synthia Haya Hakim, 2014, Prinsip Kehati-Hatian Notaris Pada Proses Take over Pembiayaan KPRS Perbankan Syariah Berdasarkan Prinsip Musyarakah Mutanaqisah (Studi Di Bank Muamalat Indonesia), Tesis, Program magister Kenotariatan, Fakultas Hukum, Universitas Brawijaya, Malang.
Published
2018-06-28
How to Cite
Iskandar, I., & Andira, I. (2018, June 28). ANALISIS ASPEK SHARIA COMPLIANCE DARI PEMBIAYAAN TAKE OVER PADA PERBANKAN SYARIAH. Jurnal Ekonomi Syariah, Akuntansi Dan Perbankan (JESKaPe), 2(1), 1-7. Retrieved from https://ejurnal.iainlhokseumawe.ac.id/index.php/jeskape/article/view/354